# Virgin Money + Krokul CRM

Krokul connects an account at Virgin Money through Salt Edge. Salt Edge lists 2 connections for Virgin Money in the United Kingdom: Virgin Money and Virgin Money (Clydesdale). Credits on these accounts land in Krokul Incoming and are matched to open payment plan lines on deals. The connection follows Salt Edge documentation and has not yet been checked on a live Virgin Money account.

**Status:** Via aggregator, not verified.

## What your team gets

### Business accounts at Virgin Money

Salt Edge lists 2 Virgin Money connections with business accounts: Virgin Money and Virgin Money (Clydesdale). You pick the one your company signs in to, and Krokul reads the accounts that sign-in can see. Virgin Money and Virgin Money (Clydesdale) cover business and personal accounts in one sign-in.

### Which Virgin Money accounts appear

Through Salt Edge, Virgin Money shows current accounts, credit cards, debit cards, mortgages and savings accounts. Krokul records only credits, the money coming in, and matches them by the payment code, the amount and the payer. Debits and card spending stay out of Incoming.

### Payments from Virgin Money stay in Virgin Money

Salt Edge also offers payment initiation for Virgin Money. Krokul does not use it: it reads incoming money and never moves it.

### A Virgin Money credit pays the deal

A sure match, one open line with the same code or amount and payer, is recorded on the deal as a payment. Two equal amounts on two deals or no match at all wait in Incoming for the accountant, and the Salt Edge transaction ID keeps the same Virgin Money credit from being booked twice.

## What moves between Virgin Money and Krokul

| Virgin Money in Salt Edge | In Krokul | Direction | Accounts listed |
|---|---|---|---|
| Virgin Money | Credits on business and personal accounts go to Incoming | Salt Edge → Krokul | Business and personal: current accounts, credit cards, debit cards and savings accounts |
| Virgin Money (Clydesdale) | Credits on business and personal accounts go to Incoming | Salt Edge → Krokul | Business and personal: current accounts, credit cards, debit cards, mortgages and savings accounts |

## How to connect today

### Connect Virgin Money in Krokul

1. In Krokul, open the Marketplace and choose the Salt Edge bank connector.
2. Press Connect bank. Krokul opens the Salt Edge page, where you pick the Virgin Money connection you use (Virgin Money and Virgin Money (Clydesdale)) and agree to share accounts and transactions, for 90 days by default.
3. Back in Krokul, the first credits appear in Incoming within minutes. When the consent runs out, Virgin Money asks you to renew it.

## Questions and answers

### Does Virgin Money work with Krokul directly?

No. Krokul connects an account at Virgin Money through Salt Edge, which holds the licence to read account data and reaches Virgin Money over a regulated open banking API. Virgin Money is not involved in Krokul and does not endorse it.

### How far back does Krokul read Virgin Money transactions, and how often?

On the first connection Krokul asks Salt Edge for the last 90 days, then checks for new transactions every 2 hours. The Salt Edge coverage list does not say how much history Virgin Money itself returns, so the first import shows what the bank gives.

### What does Salt Edge read from Virgin Money?

Salt Edge can read accounts with balances, accounts without balances, account holder details and transactions from Virgin Money. Krokul asks only for accounts and transactions.

### Has Krokul tested the Virgin Money connection?

Not yet. The Salt Edge connector is built from Salt Edge documentation and tested against a simulated API. The status on this page changes once a live Virgin Money account has been connected.

## Limits

Not checked on a live Virgin Money account yet. Krokul reads credits only and never pays from Virgin Money. Access to the account works under the Salt Edge licence: you accept Salt Edge terms when you connect.

## Other banks in the UK

- [Barclays](https://krokul.com/en/integrations/banks/uk/barclays/index.md)
- [HSBC UK](https://krokul.com/en/integrations/banks/uk/hsbc-uk/index.md)
- [Lloyds Bank](https://krokul.com/en/integrations/banks/uk/lloyds-bank/index.md)
- [NatWest](https://krokul.com/en/integrations/banks/uk/natwest/index.md)

[Banks in the UK](https://krokul.com/en/integrations/banks/uk/index.md)

Virgin Money is a trademark of its owner. Krokul is not affiliated with Virgin Money and connects through Salt Edge. Bank data on this page comes from the Salt Edge public coverage list, Oct 15, 2026.

Updated: 2026-10-15

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App: https://app.krokul.com/ · API: https://app.krokul.com/api/v1/docs
