# Monzo + Krokul CRM

Krokul connects an account at Monzo through Salt Edge. Salt Edge lists 1 connection for Monzo in the United Kingdom: Monzo. Credits on these accounts land in Krokul Incoming and are matched to open payment plan lines on deals. The connection follows Salt Edge documentation and has not yet been checked on a live Monzo account.

**Status:** Via aggregator, not verified.

## What your team gets

### Business accounts at Monzo

Salt Edge lists 1 Monzo connection with business accounts: Monzo. You pick the one your company signs in to, and Krokul reads the accounts that sign-in can see. Monzo covers business and personal accounts in one sign-in.

### Which Monzo accounts appear

Through Salt Edge, Monzo shows current accounts, credit cards, debit cards and savings accounts. Krokul records only credits, the money coming in, and matches them by the payment code, the amount and the payer. Debits and card spending stay out of Incoming.

### Payments from Monzo stay in Monzo

Salt Edge also offers payment initiation and variable recurring payments for Monzo. Krokul does not use them: it reads incoming money and never moves it.

### A Monzo credit pays the deal

A sure match, one open line with the same code or amount and payer, is recorded on the deal as a payment. Two equal amounts on two deals or no match at all wait in Incoming for the accountant, and the Salt Edge transaction ID keeps the same Monzo credit from being booked twice.

## What moves between Monzo and Krokul

| Monzo in Salt Edge | In Krokul | Direction | Accounts listed |
|---|---|---|---|
| Monzo | Credits on business and personal accounts go to Incoming | Salt Edge → Krokul | Business and personal: current accounts, credit cards, debit cards and savings accounts |

## How to connect today

### Connect Monzo in Krokul

1. In Krokul, open the Marketplace and choose the Salt Edge bank connector.
2. Press Connect bank. Krokul opens the Salt Edge page, where you pick Monzo and agree to share accounts and transactions, for 90 days by default.
3. Back in Krokul, the first credits appear in Incoming within minutes. When the consent runs out, Monzo asks you to renew it.

## Questions and answers

### Does Monzo work with Krokul directly?

No. Krokul connects an account at Monzo through Salt Edge, which holds the licence to read account data and reaches Monzo over a regulated open banking API. Monzo is not involved in Krokul and does not endorse it.

### How far back does Krokul read Monzo transactions, and how often?

On the first connection Krokul asks Salt Edge for the last 90 days, then checks for new transactions every 2 hours. The Salt Edge coverage list does not say how much history Monzo itself returns, so the first import shows what the bank gives.

### What does Salt Edge read from Monzo?

Salt Edge can read accounts with balances, accounts without balances, account holder details and transactions from Monzo. Krokul asks only for accounts and transactions.

### Has Krokul tested the Monzo connection?

Not yet. The Salt Edge connector is built from Salt Edge documentation and tested against a simulated API. The status on this page changes once a live Monzo account has been connected.

## Limits

Not checked on a live Monzo account yet. Krokul reads credits only and never pays from Monzo. Access to the account works under the Salt Edge licence: you accept Salt Edge terms when you connect.

## Other banks in the UK

- [NatWest](https://krokul.com/en/integrations/banks/uk/natwest/index.md)
- [Royal Bank of Scotland](https://krokul.com/en/integrations/banks/uk/royal-bank-of-scotland/index.md)
- [Santander UK](https://krokul.com/en/integrations/banks/uk/santander-uk/index.md)
- [Bank of Scotland](https://krokul.com/en/integrations/banks/uk/bank-of-scotland/index.md)

[Banks in the UK](https://krokul.com/en/integrations/banks/uk/index.md)

Monzo is a trademark of its owner. Krokul is not affiliated with Monzo and connects through Salt Edge. Bank data on this page comes from the Salt Edge public coverage list, Oct 15, 2026.

Updated: 2026-10-15

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App: https://app.krokul.com/ · API: https://app.krokul.com/api/v1/docs