# Santander + Krokul CRM

Krokul connects an account at Santander through Salt Edge. Salt Edge lists 4 connections for Santander in Spain: Santander, Santander Corporate & Investment Banking, Santander Empresas Web Banking and Santander Web Banking. Credits on these accounts land in Krokul Incoming and are matched to open payment plan lines on deals. The connection follows Salt Edge documentation and has not yet been checked on a live Santander account.

**Status:** Via aggregator, not verified.

## What your team gets

### Business accounts at Santander

Salt Edge lists 3 Santander connections with business accounts: Santander, Santander Corporate & Investment Banking and Santander Empresas Web Banking. You pick the one your company signs in to, and Krokul reads the accounts that sign-in can see. Santander covers business and personal accounts in one sign-in.

### Which Santander accounts appear

Through Salt Edge, Santander shows current accounts, cards, credit, credit cards, debit cards, insurance, investment accounts, loans and savings accounts. Krokul records only credits, the money coming in, and matches them by the payment code, the amount and the payer. Debits and card spending stay out of Incoming.

### Payments from Santander stay in Santander

Salt Edge also offers payment initiation and bulk payments for Santander. Krokul does not use them: it reads incoming money and never moves it.

### A Santander credit pays the deal

A sure match, one open line with the same code or amount and payer, is recorded on the deal as a payment. Two equal amounts on two deals or no match at all wait in Incoming for the accountant, and the Salt Edge transaction ID keeps the same Santander credit from being booked twice.

## What moves between Santander and Krokul

| Santander in Salt Edge | In Krokul | Direction | Accounts listed |
|---|---|---|---|
| Santander | Credits on business and personal accounts go to Incoming | Salt Edge → Krokul | Business and personal: current accounts |
| Santander Corporate & Investment Banking | Credits on business accounts go to Incoming | Salt Edge → Krokul | Business: current accounts |
| Santander Empresas Web Banking | Credits on business accounts go to Incoming | Salt Edge → Krokul | Business: current accounts, cards, credit, credit cards, debit cards, investment accounts and loans |
| Santander Web Banking | Credits on personal accounts go to Incoming | Salt Edge → Krokul | Personal: current accounts, cards, credit, credit cards, debit cards, insurance, investment accounts, loans and savings accounts |

## How to connect today

### Connect Santander in Krokul

1. In Krokul, open the Marketplace and choose the Salt Edge bank connector.
2. Press Connect bank. Krokul opens the Salt Edge page, where you pick the Santander connection you use (Santander, Santander Corporate & Investment Banking, Santander Empresas Web Banking and Santander Web Banking) and agree to share accounts and transactions, for 90 days by default.
3. Back in Krokul, the first credits appear in Incoming within minutes. When the consent runs out, Santander asks you to renew it.

## Questions and answers

### Does Santander work with Krokul directly?

No. Krokul connects an account at Santander through Salt Edge, which holds the licence to read account data and reaches Santander over a regulated open banking API and a non-regulated connection. Santander is not involved in Krokul and does not endorse it.

### How far back does Krokul read Santander transactions, and how often?

On the first connection Krokul asks Salt Edge for the last 90 days, then checks for new transactions every 2 hours. The Salt Edge coverage list does not say how much history Santander itself returns, so the first import shows what the bank gives.

### What does Salt Edge read from Santander?

Salt Edge can read accounts with balances, account holder details, transactions and accounts without balances from Santander; Santander gives accounts with balances, account holder details and transactions and Santander Corporate & Investment Banking gives accounts with balances and transactions. Krokul asks only for accounts and transactions.

### Has Krokul tested the Santander connection?

Not yet. The Salt Edge connector is built from Salt Edge documentation and tested against a simulated API. The status on this page changes once a live Santander account has been connected.

## Limits

Not checked on a live Santander account yet. Krokul reads credits only and never pays from Santander. Access to the account works under the Salt Edge licence: you accept Salt Edge terms when you connect.

## Other banks in Spain

- [Triodos Bank](https://krokul.com/en/integrations/banks/spain/triodos/index.md)
- [Caixa de Enginyers](https://krokul.com/en/integrations/banks/spain/caixa-de-enginyers/index.md)
- [BBVA](https://krokul.com/en/integrations/banks/spain/bbva/index.md)
- [CaixaBank](https://krokul.com/en/integrations/banks/spain/caixabank/index.md)

[Banks in Spain](https://krokul.com/en/integrations/banks/spain/index.md)

Santander is a trademark of its owner. Krokul is not affiliated with Santander and connects through Salt Edge. Bank data on this page comes from the Salt Edge public coverage list, Oct 15, 2026.

Updated: 2026-10-15

---

App: https://app.krokul.com/ · API: https://app.krokul.com/api/v1/docs