# Ibercaja + Krokul CRM

Krokul connects an account at Ibercaja through Salt Edge. Salt Edge lists 2 connections for Ibercaja in Spain: Ibercaja Banco and Ibercaja Web Banking. Credits on these accounts land in Krokul Incoming and are matched to open payment plan lines on deals. The connection follows Salt Edge documentation and has not yet been checked on a live Ibercaja account.

**Status:** Via aggregator, not verified.

## What your team gets

### Business accounts at Ibercaja

Salt Edge lists 1 Ibercaja connection with business accounts: Ibercaja Banco. You pick the one your company signs in to, and Krokul reads the accounts that sign-in can see. Ibercaja Banco covers business and personal accounts in one sign-in.

### Which Ibercaja accounts appear

Through Salt Edge, Ibercaja shows current accounts and cards. Krokul records only credits, the money coming in, and matches them by the payment code, the amount and the payer. Debits and card spending stay out of Incoming.

### Payments from Ibercaja stay in Ibercaja

Salt Edge also offers payment initiation for Ibercaja. Krokul does not use it: it reads incoming money and never moves it.

### A Ibercaja credit pays the deal

A sure match, one open line with the same code or amount and payer, is recorded on the deal as a payment. Two equal amounts on two deals or no match at all wait in Incoming for the accountant, and the Salt Edge transaction ID keeps the same Ibercaja credit from being booked twice.

## What moves between Ibercaja and Krokul

| Ibercaja in Salt Edge | In Krokul | Direction | Accounts listed |
|---|---|---|---|
| Ibercaja Banco | Credits on business and personal accounts go to Incoming | Salt Edge → Krokul | Business and personal: current accounts |
| Ibercaja Web Banking | Credits on personal accounts go to Incoming | Salt Edge → Krokul | Personal: current accounts and cards |

## How to connect today

### Connect Ibercaja in Krokul

1. In Krokul, open the Marketplace and choose the Salt Edge bank connector.
2. Press Connect bank. Krokul opens the Salt Edge page, where you pick the Ibercaja connection you use (Ibercaja Banco and Ibercaja Web Banking) and agree to share accounts and transactions, for 90 days by default.
3. Back in Krokul, the first credits appear in Incoming within minutes. When the consent runs out, Ibercaja asks you to renew it.

## Questions and answers

### Does Ibercaja work with Krokul directly?

No. Krokul connects an account at Ibercaja through Salt Edge, which holds the licence to read account data and reaches Ibercaja over a regulated open banking API and a non-regulated connection. Ibercaja is not involved in Krokul and does not endorse it.

### How far back does Krokul read Ibercaja transactions, and how often?

On the first connection Krokul asks Salt Edge for the last 90 days, then checks for new transactions every 2 hours. The Salt Edge coverage list does not say how much history Ibercaja itself returns, so the first import shows what the bank gives.

### What does Salt Edge read from Ibercaja?

Salt Edge can read accounts with balances, account holder details, transactions and accounts without balances from Ibercaja; Ibercaja Banco gives accounts with balances, account holder details and transactions. Krokul asks only for accounts and transactions.

### Has Krokul tested the Ibercaja connection?

Not yet. The Salt Edge connector is built from Salt Edge documentation and tested against a simulated API. The status on this page changes once a live Ibercaja account has been connected.

## Limits

Not checked on a live Ibercaja account yet. Krokul reads credits only and never pays from Ibercaja. Access to the account works under the Salt Edge licence: you accept Salt Edge terms when you connect.

## Other banks in Spain

- [Santander](https://krokul.com/en/integrations/banks/spain/santander/index.md)
- [BBVA](https://krokul.com/en/integrations/banks/spain/bbva/index.md)
- [CaixaBank](https://krokul.com/en/integrations/banks/spain/caixabank/index.md)
- [Banco Sabadell](https://krokul.com/en/integrations/banks/spain/sabadell/index.md)

[Banks in Spain](https://krokul.com/en/integrations/banks/spain/index.md)

Ibercaja is a trademark of its owner. Krokul is not affiliated with Ibercaja and connects through Salt Edge. Bank data on this page comes from the Salt Edge public coverage list, Oct 15, 2026.

Updated: 2026-10-15

---

App: https://app.krokul.com/ · API: https://app.krokul.com/api/v1/docs
